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Saving money is a key to success in life. Not only is it good to have a cushion for when times get hard, but it also shows excellent self-control.

This edition of Blogs by MeMe will give you a few tips on how you can be frugal and stack your coins during 2022.

1. Eat Out Less

You probably guessed that this would be number one on my list, but it is so true! If you think about the amount of money you spend on eating out in a month you will probably be shocked. Now just imagine taking half that amount and putting it in savings.

It's ok to eat out every once in a while, but when it becomes something you do 3-4 times a week it can get pretty expensive. The main reason why people eat out is because it's so convenient.

If you struggle with spending money on fast food then maybe you can meal prep and grab food before you leave the house to do errands. You may even find cooking to be something that is therapeutic and fun.

2. SHOP  SMART

There are many ways you can shop smart. Whenever you go shopping for clothing and other things you can go to the clearance rack. I have found amazing pieces from some of my favorite stores for only half the original price.

You can save money by shopping when merchandise goes on sale and using coupons. Also, join the rewards programs of stores you visit often to earn points towards freebies and discounts.

3. DO IT YOURSELF

We all know females are high-maintenance and caring for ourselves can be pricey at times. If you think of some of the things you get done on a regular basis, you will realize that you can do some of them yourself. For example, getting a pedicure is something I rarely go to a nail shop for. I just LOVE doing my own.

With a little practice, you can learn how to do them really well yourself and find it to be something you look forward to. The same with doing your fingernails.

I know a lot of people who learned how to do their own nails during the covid shut down and they haven't gone back to the nail shop since. It is important and nice to go get pampered but whenever things get tight you can always learn to do the pampering yourself!

4. REDUCE EXTRANEOUS BILLS

Do you pay a monthly bill to Nexflix, Hbo max, Spotify, Apple Music, or Audible? Reducing these extra bills that you can live without can help you save money. I know having music and streaming services are a must-have for some people, but having a ton of them isn't necessary.

You can cut them down to just having one or two or each. If you think about it you may really only need one of each because all the content that you wish to watch/ listen to is available on one of the streaming services.

If you are going to be really big on trying to save and the content isn't available on the service you have, then you can either do without or ask a friend.  

I hope you enjoyed this edition of Blogs by MeMe. Feel free to share with friends and family, and check out some of my others if you haven't already. Remember it's fine to splurge and treat yourself from time to time but it's wise to have a nice cushion for when times get hard.

CHAMEME RASHA

Need someone to write blogs for you? You can hire me to do freelance blogging work at an affordable rate. You must have a reliable platform and the content must be appropriate. You can contact me at 251-317-1045. I look forward to working with you!